{"id":75,"date":"2019-11-22T15:39:52","date_gmt":"2019-11-22T15:39:52","guid":{"rendered":"https:\/\/www.edgewooddentalmc.com\/blog\/?p=75"},"modified":"2019-11-22T15:39:52","modified_gmt":"2019-11-22T15:39:52","slug":"maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/","title":{"rendered":"Have You Maximized Your 2019 Dental Insurance Benefits Yet?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-76\" src=\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg\" alt=\"dental insurance form\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg 300w, https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-768x512.jpg 768w, https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527.jpg 800w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Everyone likes saving money. No one likes losing money. These are two almost universal truths. However, close to 97 percent of people with dental insurance end up losing money without even realizing it once the year ends. This is because any unused benefits do NOT roll over into next year\u2019s plan. To avoid losing money once 2020 rolls around, let\u2019s talk about how you can maximize <a href=\"https:\/\/www.edgewooddentalmc.com\/new-patients.html\">dental insurance<\/a> benefits.<!--more--><\/p>\n<h2>Meet Your Yearly Maximum<\/h2>\n<p>Your yearly maximum is the highest dollar amount that your insurance company will pay for your dental care within the calendar year. For dental insurance, this amount is usually around $1,000. That\u2019s more than enough to cover two checkups and cleanings, as well as some minor restorative work like fillings. As mentioned earlier, about 97 percent of people don\u2019t even come close to meeting their yearly maximum. So, visit your dentist and don\u2019t waste coverage you\u2019ve already paid for!<\/p>\n<h2>Don\u2019t Waste Your Deductible<\/h2>\n<p>A deductible is the amount you have to pay out-of-pocket before your insurance company will start paying for your care. Dental insurance deductibles are often extremely low, usually around $50, so they\u2019re incredibly easy to meet after one appointment. Once you meet your deductible, you can visit your dentist as often as you\u2019d like (up until you meet your yearly maximum) and get all the care you need taken care of.<\/p>\n<h2>Don\u2019t Let Dental Problems Get Worse<\/h2>\n<p>The whole focus of dental insurance is on preventing oral health problems. Unlike general medical issues, dental health problems do not go away if you leave them alone. More often than not, they actually worsen.<\/p>\n<p>For example, let\u2019s say you have a tiny cavity, and, for whatever reason, you\u2019ve been putting off getting that filling you need. Eventually that decay could spread to the sensitive inner portion of your tooth, resulting in a raging toothache. Once it reaches that point, you might need a root canal or even a tooth extraction. Both of these procedures are covered less by your insurance than fillings, meaning you\u2019ll have to pay significantly more out-of-pocket. For this reason, you\u2019re going to want to attend your checkups twice a year to catch and treat these issues promptly.<\/p>\n<p>Now you understand how you can accidentally lose money without realizing it once the new year rolls around. You also know how to not waste those benefits, so go schedule that next appointment with your dentist!<\/p>\n<h2>About the Author<\/h2>\n<p>Dr. Valerie Haughtington graduated from the Indiana University School of Dentistry for her Doctor of Dental Surgery degree. Now, she practices at Edgewood Dental in Michigan City, which is in-network with many major insurance plans, including Delta Dental, Cigna, and Aetna. To book your next appointment, <a href=\"https:\/\/www.edgewooddentalmc.com\/contact-us.html\">click here<\/a> or call (219) 898-4545.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Everyone likes saving money. No one likes losing money. These are two almost universal truths. However, close to 97 percent of people with dental insurance end up losing money without even realizing it once the year ends. This is because any unused benefits do NOT roll over into next year\u2019s plan. To avoid losing money [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Maximize Dental Insurance Benefits | Dr. Valerie Haughtington<\/title>\n<meta name=\"description\" content=\"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Maximize Dental Insurance Benefits | Dr. Valerie Haughtington\" \/>\n<meta property=\"og:description\" content=\"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/\" \/>\n<meta property=\"og:site_name\" content=\"Edgewood Dental Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-11-22T15:39:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg\" \/>\n<meta name=\"author\" content=\"edgewooddentalmc\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"edgewooddentalmc\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/\",\"url\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/\",\"name\":\"Maximize Dental Insurance Benefits | Dr. Valerie Haughtington\",\"isPartOf\":{\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg\",\"datePublished\":\"2019-11-22T15:39:52+00:00\",\"author\":{\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/ae34ef34096c3f753988f99fec774581\"},\"description\":\"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage\",\"url\":\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527.jpg\",\"contentUrl\":\"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527.jpg\",\"width\":800,\"height\":533,\"caption\":\"dental insurance form\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.edgewooddentalmc.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Have You Maximized Your 2019 Dental Insurance Benefits Yet?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/#website\",\"url\":\"https:\/\/www.edgewooddentalmc.com\/blog\/\",\"name\":\"Edgewood Dental Blog\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.edgewooddentalmc.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/ae34ef34096c3f753988f99fec774581\",\"name\":\"edgewooddentalmc\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/07099f8c040c2e441a8e7d73331a3382?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/07099f8c040c2e441a8e7d73331a3382?s=96&d=mm&r=g\",\"caption\":\"edgewooddentalmc\"},\"url\":\"https:\/\/www.edgewooddentalmc.com\/blog\/author\/edgewooddentalmc\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Maximize Dental Insurance Benefits | Dr. Valerie Haughtington","description":"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/","og_locale":"en_US","og_type":"article","og_title":"Maximize Dental Insurance Benefits | Dr. Valerie Haughtington","og_description":"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.","og_url":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/","og_site_name":"Edgewood Dental Blog","article_published_time":"2019-11-22T15:39:52+00:00","og_image":[{"url":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg","type":"","width":"","height":""}],"author":"edgewooddentalmc","twitter_card":"summary_large_image","twitter_misc":{"Written by":"edgewooddentalmc","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/","url":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/","name":"Maximize Dental Insurance Benefits | Dr. Valerie Haughtington","isPartOf":{"@id":"https:\/\/www.edgewooddentalmc.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage"},"image":{"@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage"},"thumbnailUrl":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527-300x200.jpg","datePublished":"2019-11-22T15:39:52+00:00","author":{"@id":"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/ae34ef34096c3f753988f99fec774581"},"description":"Once 2020 arrives, you will like lose money unless you maximize dental insurance benefits. Let\u2019s talk how you can avoid wasting coverage you\u2019ve already paid for.","breadcrumb":{"@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#primaryimage","url":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527.jpg","contentUrl":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_94425459__1561152104_69527.jpg","width":800,"height":533,"caption":"dental insurance form"},{"@type":"BreadcrumbList","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/2019\/11\/22\/maximize-dental-insurance-benefits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.edgewooddentalmc.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Have You Maximized Your 2019 Dental Insurance Benefits Yet?"}]},{"@type":"WebSite","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/#website","url":"https:\/\/www.edgewooddentalmc.com\/blog\/","name":"Edgewood Dental Blog","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.edgewooddentalmc.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/ae34ef34096c3f753988f99fec774581","name":"edgewooddentalmc","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.edgewooddentalmc.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/07099f8c040c2e441a8e7d73331a3382?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/07099f8c040c2e441a8e7d73331a3382?s=96&d=mm&r=g","caption":"edgewooddentalmc"},"url":"https:\/\/www.edgewooddentalmc.com\/blog\/author\/edgewooddentalmc\/"}]}},"_links":{"self":[{"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/posts\/75"}],"collection":[{"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/comments?post=75"}],"version-history":[{"count":1,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions"}],"predecessor-version":[{"id":77,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/posts\/75\/revisions\/77"}],"wp:attachment":[{"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/media?parent=75"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/categories?post=75"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.edgewooddentalmc.com\/blog\/wp-json\/wp\/v2\/tags?post=75"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}